Loss of Use Western Horse Insurance Coverage
Protection for Every Ride, Every Ranch, Every Risk.
When a Stallion Can’t Do His Job, Who Has Your Back?
A good stallion is more than genetics and paperwork. He’s the future of your breeding program. Whether he’s passing down cow sense, speed, or the grit that makes him the kind of horse you can trust on a long day, his ability to breed keeps your operation moving forward.
But what happens if that stallion suffers an injury, illness, or sudden condition that leaves him unable to cover mares? That’s a financial hit that can shake even the most established breeding programs.
Loss of Use Breeding Insurance makes sure you don’t take that hit alone.
Why Western Breeders Need Loss of Use Insurance Coverage
Say your stallion takes a bad step while running a fence line, gets kicked by another stud, or colics overnight. Suddenly, the horse you built your breeding season around is permanently out of commission.
A situation like that doesn’t just mean one lost season. It can cost years of carefully planned bloodlines, client contracts, and potential earnings.
With Loss of Use Breeding Insurance, you have a safeguard in place, so much so that if your stallion is permanently unable to breed due to accident, injury, or illness, you receive financial support to help offset the loss. That means you can keep your breeding program moving forward, even when the unexpected strikes.
Live Foal Insurance, Because Not Every Birth Goes as Planned
A breeding season doesn’t end when the mare is confirmed in foal. Live Foal Insurance guarantees a live birth. So if the foal doesn’t survive or is lost within the policy term, the owner is financially protected. The cost of coverage depends on the mare and stallion’s age, history, and breeding record.
Broodmare and Live Foal Insurance
Broodmare Coverage That Protects Your Investment
A good mare is just as critical to a breeding program as the stallion. Our Broodmare Insurance provides:
Equine mortality coverage in the event of death from illness or accident.
Major medical and surgical coverage to handle unexpected complications.
Fertility protection to cover reproductive losses.
The Fine Print Matters. So Do You.
When things go wrong, the last thing you need is to fight an insurance company over loopholes and technicalities. Our policies are written by horsemen, for horsemen.
Breeding is already unpredictable. You shouldn’t have to guess whether your insurance will hold up when you need it most. We’ve got you covered, plain and simple.
Protect Your Stallion. Protect Your Future.
A stallion’s legacy is the bloodline, the reputation, the future of a breeding program. Loss of Use Breeding Insurance keeps that future secure.
Let’s make sure your stallion’s worth isn’t just on paper.